I've found it quite hard to face up to what I owe. Mostly, it's because I'm annoyed that I owe anything at all. But that's done. I am where I am, and am just going to have to deal. I'm really chuffed, though, that I can look at my spreadsheets and money diary (God help me, I have a money diary) and know that I will be DEBT FREE BY 35.
And it's a long way from 35 to 65, or whatever the hell the government decides pensionable age will be in the future.
I really wish there was a magical bullet, that would get me to zero in a day. And I wish I didn't feel such shame at being where I am. But there we go. My Protestant work ethic comes with a side order of Protestant shame.
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